Generali car insurance test and comparison of costs

 

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  • 1 The ten largest motor insurers
  • 2 OWNERSHIP BASIS AND COMFORT COMPARED
    • 2.1 THE ADDITIONAL CAR INSURANCE OF THE GENERALI
    • 2.2 N24 tests the best liability insurers
    • 2.3 DtGV has tested household contents insurance

As part of Deutsche Vermögensberatung, the Generali Group offers motor insurance in the area of ​​liability plus partial and full comprehensive cover. Stiftung Warentest primarily tests the costs of car insurers. The insurer from Munich can not necessarily convince with average prices and can not be classified in the ranks of test winners. Nevertheless, the motor vehicle insurer provides certain services that may be advantageous to the customer. You always find the best providers in the tariff test at https://kfzversicherungen-testsieger.de/ .

With a change, motorists can save a lot of money. This is shown by the current tests of Focus Money, Stiftung Warentest and Co.

The ten largest car insurers

  • 1st place: HUK-Coburg
    2nd place: DEVK
    3rd place: LVM
    4th place: VHV
    5th place: R + V
    6th place: alliance
    7th place: Axa
    8th place: Württembergische
    9th place: HDI
    10th place: Generali

OWNERSHIP BASIS AND COMFORT COMPARED

Insured of the Generali are among other things the liability tariffs basis and comfort at the disposal. In the course of the test, the premiums are compared with the benefits. The Stiftung Warentest has tested the conditions for a 20, 40 and 70 year old driver. Car insurance from Generali Versicherung can not achieve the best grade of “far better” than the average in any of the test categories mentioned. Only in the test category 40-year-old motorists in the liability basis is the test verdict “better than average”. The current test winners can always be found under the News section .

 

THE ADDITIONAL CAR INSURANCE OF THE GENERALI

Also interesting are the numerous additional modules to expand the portfolio even more. For example, the insurance of Deutsche Vermögensberatung DVAG offers the following supplementary motor insurance:

  • Motor vehicle protection letter for real breakdown emergency aid
  • Motor vehicle legal protection in legal disputes
  • Driver PLUS in economic consequences after an accident
  • Discount protection against upgrading in the claim-free class.
  • MeinTierPLUS to protect dogs and cats in the car
  • Workshop ServicePLUS for the workshop search and damage repair
  • Fully comprehensive premium against loss of value of the car
  • GAP cover for leasing cars

The additional rates have not been tested. It is worth taking a look at the helpful car insurance. The legal protection tariffs offer also services without a waiting period. Here you can find more information about Provinzial car insurance .

AUTO LIABILITY INSURANCE WITH PASSIVE LEGAL PROTECTION

With a traffic legal protection motorists protect themselves additionally. In addition to the liability insurance in the full insurance and partial coverage variants, the insurer offers insurance coverage that also unfolds its benefits with the first contribution. Thus, the insured always have a claim to the telephone legal advice in the tariff. Almost all insurance companies now offer a legal protection insurance around the car. The current test winners are also comparatively cheap and offer extensive benefits.

N24 tests the best liability insurers

  • 1 Liability Insurance Darmstadt 83,3% 2,1 | Well
  • 2 Gothaer 83.1% 2.1 | Well
  • 3 VHV insurance 79.8% 2.3 | Well
  • 4 Axa 76.0% 2.6 | satisfying
  • 5 Allianz 75.6% 2.6 | satisfying
  • 6 HDI 74.5% 2.7 | satisfying
  • 7 Savings Bank Insurance 73.5% 2.8 | satisfying
  • 8 R + V insurance 72.4% 2.8 | satisfying
  • 9 Ergo 69.3% 3.0 | satisfying
  • 10 Generali 65.7% 3.3 | satisfying
  • 11 Provincial Rhineland 62.9% 3.5 | satisfying
FOCUS MONEY TESTED EXPERIENCES OF CAR SEALERS

The test experts of the journal Focus Money are testing the car tariffs and have been able to determine that the “vitality” concept was able to prevail against all protests. Thus Generali uses the driver data in the course of the motor insurance and can thus find the movement data such as braking and acceleration behavior, destination and kilometer a suitable insurance protection. The telematics box is attached to the car. Here, too, test the best car insurance and save money.

DtGV has tested household contents insurance

  • 1 HUK-Coburg 83% 2.1 | Well
  • 2 HanseMerkur 82% 2.2 | Well
  • 3 R + V insurance 81% 2,3 | Well
  • 4 DEVK 79% 2,4 | Well
  • 5 alliance 79% 2.4 | Well
  • 6 HDI 79% 2.4 | Well
  • 7 Axa 78% 2.5 | Well
  • 8 Gothaer 78% 2.5 | Well
  • 9 ARAG 76% 2.6 | Satisfying
  • 10 SIGNAL IDUNA 74% 2.7 | Satisfying
  • 11 Ergo 74% 2,7 | Satisfying
  • 12 Debeka 74% 2.8 | Satisfying
  • 13 Generali 65% 3,4 | Satisfying